:root{
  --blue:#0b4f9f;
  --blue-dark:#083f82;
  --ink:#16314d;
  --muted:#5f7288;
  --bg:#f5f7fb;
  --line:#dde6f0;
  --shadow:0 16px 38px rgba(18,47,84,.12);
  --radius:20px;
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Arial,Helvetica,sans-serif;
  background:var(--bg);
  color:var(--ink);
  line-height:1.5;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
}
img{max-width:100%;display:block}
a{text-decoration:none;color:inherit}
.container{max-width:var(--max);margin:0 auto;padding:0 22px}

.header{
  background:#fff;
  border-bottom:1px solid rgba(11,79,159,.10);
  position:sticky;
  top:0;
  z-index:50;
}
.header .inner{
  min-height:102px;
  display:flex;
  flex-direction:column;
  align-items:center;
  justify-content:center;
  gap:14px;
  padding:12px 0;
}
.logo img{
  height:54px;
  width:auto;
}
.nav{
  display:flex;
  justify-content:center;
  align-items:center;
  gap:38px;
  flex-wrap:wrap;
}
.nav a{
  color:#243e5c;
  font-weight:700;
  font-size:17px;
  letter-spacing:.1px;
}
.nav a:hover{color:var(--blue)}
.nav .nav-btn{
  background:var(--blue);
  color:#fff;
  padding:14px 22px;
  border-radius:12px;
  box-shadow:var(--shadow);
}

.hero{
  position:relative;
  min-height:730px;
  background:
    linear-gradient(180deg, rgba(0,0,0,.08) 0%, rgba(0,0,0,.14) 100%),
    url('../images/hero.jpg') center/cover no-repeat;
}
.hero::after{
  content:"";
  position:absolute;
  inset:0;
  background:linear-gradient(90deg, rgba(8,18,37,.44) 0%, rgba(8,18,37,.27) 28%, rgba(8,18,37,.08) 62%, rgba(8,18,37,.02) 100%);
}
.hero .inner{
  position:relative;
  z-index:2;
  min-height:730px;
  display:flex;
  align-items:flex-end;
  padding-bottom:74px;
}
.hero-copy{
  max-width:760px;
  color:#fff;
}
.eyebrow{
  display:inline-block;
  padding:10px 16px;
  border-radius:999px;
  background:rgba(11,79,159,.94);
  color:#fff;
  font-weight:800;
  font-size:14px;
  margin-bottom:18px;
}
.hero h1{
  margin:0 0 14px;
  font-size:clamp(44px, 6vw, 74px);
  line-height:.98;
  letter-spacing:-1.5px;
}
.hero p{
  margin:0 0 24px;
  max-width:640px;
  color:#eef5ff;
  font-size:clamp(18px, 2.2vw, 28px);
}
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-height:56px;
  padding:0 24px;
  border-radius:14px;
  font-weight:800;
  font-size:17px;
  background:var(--blue);
  color:#fff;
  box-shadow:var(--shadow);
}
.btn:hover{background:var(--blue-dark)}

.services{
  background:#fff;
  border-top:1px solid var(--line);
  border-bottom:1px solid var(--line);
}
.services .grid{
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:20px;
  padding:28px 0;
}
.service{
  text-align:center;
  padding:6px 10px;
}
.service .icon{
  width:58px;
  height:58px;
  margin:0 auto 10px;
  border-radius:50%;
  display:flex;
  align-items:center;
  justify-content:center;
  background:#edf4ff;
  color:var(--blue);
  font-size:28px;
}
.service h3{
  margin:0 0 6px;
  font-size:18px;
}
.service p{
  margin:0;
  color:var(--muted);
  font-size:15px;
}

.section{
  padding:74px 0;
}
.section h2{
  margin:0 0 12px;
  text-align:center;
  font-size:clamp(30px, 4vw, 48px);
  line-height:1.05;
}
.section .lead{
  max-width:900px;
  margin:0 auto;
  text-align:center;
  color:var(--muted);
  font-size:19px;
}

.cards{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:24px;
  margin-top:36px;
}
.card{
  background:#fff;
  border-radius:20px;
  overflow:hidden;
  box-shadow:var(--shadow);
}
.card .media{
  width:100%;
  aspect-ratio:16/10;
  overflow:hidden;
}
.card .media img{
  width:100%;
  height:100%;
  object-fit:cover;
}
.card .body{
  padding:22px;
}
.tag{
  display:inline-block;
  padding:8px 12px;
  border-radius:999px;
  background:#eaf3ff;
  color:var(--blue);
  font-size:12px;
  font-weight:800;
  margin-bottom:12px;
}
.card h3{
  margin:0 0 8px;
  font-size:29px;
  line-height:1.1;
}
.meta{
  margin:0 0 14px;
  color:#617387;
  font-size:14px;
}
.card p{
  margin:0 0 18px;
  color:#44576c;
  font-size:16px;
}

.split{
  display:grid;
  grid-template-columns:1.05fr .95fr;
  gap:28px;
  align-items:center;
  margin-top:36px;
}
.panel{
  background:#fff;
  border-radius:24px;
  padding:34px;
  box-shadow:var(--shadow);
}
.panel h3{
  margin:0 0 14px;
  font-size:36px;
  line-height:1.08;
}
.panel p{
  margin:0 0 14px;
  font-size:17px;
  color:#44576c;
}
.panel img{
  width:100%;
  height:auto;
  border-radius:18px;
}
.checks{
  margin:18px 0 0;
  padding:0;
  list-style:none;
  display:grid;
  gap:12px;
}
.checks li{
  position:relative;
  padding-left:36px;
  font-size:17px;
  color:#2f4a64;
}
.checks li::before{
  content:"✓";
  position:absolute;
  left:0;
  top:2px;
  width:24px;
  height:24px;
  border-radius:50%;
  display:flex;
  align-items:center;
  justify-content:center;
  background:#eaf3ff;
  color:var(--blue);
  font-size:14px;
  font-weight:700;
}

.owners{
  margin-top:34px;
  background:linear-gradient(180deg, #f7fbff 0%, #eef5fd 100%);
  border:1px solid #dce8f5;
  border-radius:24px;
  box-shadow:var(--shadow);
  padding:38px;
  display:grid;
  grid-template-columns:1.1fr .9fr;
  gap:28px;
  align-items:center;
}
.owners-title{
  display:flex;
  align-items:center;
  gap:18px;
  margin-bottom:12px;
}
.owners-icon{
  width:70px;
  height:70px;
  border-radius:50%;
  border:2px solid #b9d1ec;
  display:flex;
  align-items:center;
  justify-content:center;
  color:var(--blue);
  font-size:34px;
  background:#fff;
}
.owners h3{
  margin:0;
  font-size:36px;
}
.owners p{
  margin:0 0 14px;
  font-size:17px;
  color:#405267;
}
.owners-card{
  background:rgba(255,255,255,.82);
  border:1px solid #e3edf8;
  border-radius:24px;
  padding:26px;
  text-align:center;
  box-shadow:0 12px 24px rgba(18,47,84,.08);
}

.cta{
  padding:0 0 82px;
}
.cta-box{
  background:var(--blue);
  color:#fff;
  border-radius:22px;
  box-shadow:var(--shadow);
  padding:36px 28px;
  text-align:center;
}
.cta-box h3{
  margin:0 0 10px;
  font-size:34px;
}
.cta-box p{
  margin:0 0 18px;
  color:#deebff;
  font-size:18px;
}
.email-box{
  max-width:430px;
  margin:0 auto;
}

.footer{
  background:#0e2d57;
  color:#d8e7ff;
}
.footer .inner{
  padding:28px 0 24px;
  text-align:center;
}
.footer p{
  margin:0;
  font-size:14px;
}

@media (max-width: 900px){
  .hero{
    min-height:620px;
    background:
      linear-gradient(180deg, rgba(0,0,0,.10) 0%, rgba(0,0,0,.16) 100%),
      url('../images/hero-mobile.jpg') center/cover no-repeat;
  }
  .hero::after{
    background:linear-gradient(180deg, rgba(8,18,37,.54) 0%, rgba(8,18,37,.26) 44%, rgba(8,18,37,.10) 100%);
  }
  .hero .inner{
    min-height:620px;
    padding-bottom:42px;
  }
  .services .grid,
  .cards,
  .split,
  .owners{
    grid-template-columns:1fr;
  }
  .owners{
    padding:26px;
  }
}
@media (max-width: 560px){
  .header .inner{
    min-height:86px;
  }
  .logo img{
    height:44px;
  }
  .nav{
    gap:18px;
  }
  .nav a{
    font-size:15px;
  }
  .hero{
    min-height:560px;
  }
  .hero .inner{
    min-height:560px;
  }
  .hero h1{
    font-size:42px;
  }
  .hero p{
    font-size:18px;
  }
  .section{
    padding:58px 0;
  }
  .section h2{
    font-size:34px;
  }
  .section .lead{
    font-size:17px;
  }
  .services .grid{
    grid-template-columns:1fr 1fr;
  }
}